Home Ownership

Home   Home Ownership

Habitat for Humanity provides a unique opportunity for hardworking people and families to build and buy their own homes. Our houses are sold at no profit to our partner homeowners with an affordable mortgage. The mortgage lengths vary depending on income; Habitat adjusts the length of the mortgage so that the monthly mortgage payment (which includes taxes and insurance) is no more than 30% of the homeowner’s gross monthly income at the time of sale.

Habitat Partner Families are evaluated on three basic criteria:

  • Housing Need
  • Ability to Pay
  • Willingness to Partner

Complete the Interest Form
For more information call 217-819-5113


Homebuyer Education

eHome America’s signature Homebuyer Education course is the certified web-based program for prospective first-time homebuyers. Exceeding national industry standards, this course creates knowledgeable and default-resilient buyers ready for a lifetime of homeownership. Easily accessible through any device 24 hours a day, 7 days a week, you can learn the ins and outs by taking the comprehensive, fun and engaging course at your own pace.

www.ehomeamerica.org/cuhabitat