The Habitat Homebuyer Program is a unique opportunity for families to build and buy their own homes. Our homes are sold through an affordable mortgage loan at a 0% interest rate to our Partner Families. Habitat ensures that the monthly mortgage payment, including property taxes and insurance, is no more than 30% of the homeowner’s gross monthly income at the time of sale.

Questions: [email protected] or call 217-819-5113


2026 Homebuyer Program Application Period

Applications are now closed for the 2027 build year.