Habitat for Humanity provides a unique opportunity for hardworking people and families to build and buy their own homes. Our houses are sold at no profit to our partner homeowners with an affordable mortgage. The mortgage lengths vary depending on income; Habitat adjusts the length of the mortgage so that the monthly mortgage payment (which includes taxes and insurance) is no more than 30% of the homeowner’s gross monthly income at the time of sale.
Habitat Partner Families are evaluated on three basic criteria:
- Housing Need
- Ability to Pay
- Willingness to Partner